We aim to offer best new home loan or debt consolidation refinance @ cheap mortgage rates. Our lenders offer over 100 mortgages, one may suit you better than others. Finding mortgages of your choice is our service

We offer hard to find Bad Credit Home Loans for full doc customers  in Sydney NSW Adelaide SA Queensland QLD Canberra ACT Melbourne VIC - Australia wide. Some mortgages without LMI, no insurer assessment.

• We offer 90% LVR bad credit mortgages with minor defaults less than 999 dollars at less than standard variable rate
• We also offer 90% home loans to customers with unlimited unpaid defaults, probably @ 3% higher rate
• A bad credit mortgage 70% LVR will be in between those two rates, 75% will be less expensive than 80 or 85%

Sydney Mortgage Loans aims to help find cheap home loan products through brokers who have achieved MFAA accreditation & knowledge through many years experience.  Car lease equipment finance or vehicle leasing as well.

DO  YOU  WISH  TO SAVE $1000 per year or more and use it to repay capital against your loan. (same repayment amount  monthly per your current loan) Check your eligibility   FREE  CONSULTATION

Find a better loan, our consultants will help you. We have products from many lenders, there is one suitable for you. Listed below are just a fraction of them.  We aim to get you the best deal Products 80% Full doc loan 95% Full doc loans 70% Lo doc loan no LMI 80% Lo doc loans with L M I (90% ???) 85% Lo doc refinance No doc loan for business purpose First Home Buyers Grant & loans Reverse mortgages (seniors equity release for over 55) Refinance & equity releases Fixed variable or line of credits Offset accounts & redraw facilities Bad credit non conforming loans Bank said no loans Lowest rate home loans - internet advertised Owner occupied & investment loans Bridging finance Debt consolidation  5 minutes from you

Low doc home loans need proof of income through other means than  pay slip & tax return. Small cheap properties at lower LVR may be approved on case by case basis. Reason is that GST returns applies to over 75000$ income only. May be they have high interest.

• Previously low doc mortgages need only ABN & GST registration. There were loans with one day ABN & a letter self certifying income. This was adequate to get 80% loans and hardly any difference in interest rates.
• Since Global Financial Crisis ASIC has brought in further rules for low doc home loan. Proof of income is a must.
• We can obtain low doc mortgage with your BAS based on a self certification of income. Over 60% mortgage insurance apply. There are fixed and variable interest rate options similar to full doc and loans available up to 80%.
• If you do not have BAS then we can help you based on your Accountant's certification of income. 60% loans are less expensive than 80%
• Also we have access to low doc loans that need only your / business bank account to prove income. These are through smaller lenders and may not be eligible for  package interest rate discounts.
• Some low doc loans need only 6 months ABN but you may pay higher interest. 60% loan is comparably cheaper than 85% refinance.
• No LMI mortgage to 70% is a refinance offered by smaller lenders with 2 years ABN. Lot of customers consolidate debts with this option.
• 85% low doc refinance is cheaper with 24 months ABN registration than 6 months.

Jumbo home loans are over 1 million dollars, some lenders do not offer them. We help you obtain

• Full doc jumbo loans up to 2 million dollars
• Bad credit jumbo home loan to 1.5 million, based on your type of default interest rate and LVR may change
• Low doc jumbo mortgages to 1.5 million dollars, based on LVR mortgage rate will change
• Over 3 million luxury house mortgage loans also available, low doc & bad credit customers are not eligible for them.
• Jumbo commercial loans will be approved based on strength of your business case, loan of up to 100 million is possible.
• Since Global Financial Crisis ASIC has brought in further rules for low do