'; ?> Car Lease Short Term Auto Lease Log Term Vehicle Lease Ford Audi
Sydney Mortgage Loans
URGENT MATTERS contact on mobile 0422 505 820
 
 
  HOME MORTGAGE CAR LOANS REVERSE MORTGAGES EQUIPMENT LEASE COMMERCIAL LOAN QUESTIONS CONTACT

We offer best car deals cheaper than most dealers to help you save money, cheap loans for BMW Ford Daihatsu Mazda Honda Nissan Daewoo Lexus Audi Mercedes Benz Mitsubishi Toyota Subaru Leasing & other financing options available in Sydney NSW Melbourne VIC Brisbane QLD Canberra ACT Perth WA Adelaide SA Hobart TAS Darwin NT, Contact Experts Today Australia wide

Visit car manufacturers links below if you need to check any specifications on your model. Another way of vehicle financing is Auto Leasing, tax benefits may result this option cheap.

We aim to get you a better deal Full doc loans & novated car leasing available. We deal with many lenders to offer you better deals. Don't be surprised to see best deals with us.

CONTACT OUR EXPERTS TODAY               Help me choose a better loan 

I am looking for  When
Loan Amount  $     Credit History 
Annual Combined Income ($)   Main Applicant Work Status
Marital Status  Dependents ( incl. children under 18)
Title      First Name   Surname Name  
Address   Suburb   Post Code   State 
Mobile Number      Home Tel Number    Email  
NOTES   
When is the best time to call Verifier     What is 99 plus ONE

Any other problem please

Loans Lease and Car Finance Hit Counter

Car Leasing Vehicle Leases (Finance Lease)

With a Finance Lease the company finance buy the car and then leases it to the customer. The customer pays a rental to the finance company to use the vehicle. At the end of the agreed rental period there is a value to the vehicle, usually closer to an Auction Price. Finance company may offer to sell the car to the customer at an attractive price based on this Auction Price.

o    The customer does not have any right to purchase the car, finance company may extend this facility (A genuine lease from a taxation perspective is an exception).

o    Maintaining value of the vehicle, customer is responsible. The customer indemnifies the finance company for the residual value at the end of the lease term. Auction value would be much closer to ATO guidelines, will be sufficient to cover the residual value, it is the customer’s responsibility to make up the shortfall.

o    Subject to credit acceptance, finance company may help you with a credit facility to pay residual value and purchase a car.

Benefits to Business

o    Preserve your working capital – Payment not upfront but you have immediate access to vehicle.

o    Easier cash flow management – payment terms to suit customer's income.

o    Won't tie up existing assets – A lease arrangement only, vehicle is owned by the finance company.

o    Tax benefits – Some expenses may qualify tax deductions

Tax Benefits

Depending on a customers individual circumstances an upfront tax deduction may be available to a 'Small Business Tax Payer' , please contact ATO for more details.

Novated Lease, Car Lease & Salary Packaging

By participating in the fully maintained novated lease program, your monthly lease rental is deducted before PAYG tax and the Medicare Levy resulting in lower income tax, and therefore, a higher net salary.

All operating costs including registration, insurance, fuel and servicing can be included in the monthly rental. Business purpose expenses could be incorporated in your salary package and paid for by your employer on your behalf.

Equipment Loans, Leasing & Rentals

o    Efficient capital equipment financing and leasing solutions, there are a number of benefits and options we can tailor to suit your individual business needs.

o    Our team of experienced finance professionals are committed to provide a full range of finance solutions via select financial intermediaries.

Commercial Hire Purchase (CHP)

The finance company purchases the car and hires the car to the customer. When the final payment is made, ownership of the car passes to the customer.

Benefits to Business

o    Immediate access to cars without paying for them upfront.

o    100% finance is available for approved customers. Fees, Government Charges, Insurance, Registration and On-Road costs can also be financed into the loan .

o    Repayment terms can be matched to the customer's income.

o    Interest and depreciation are potentially tax deductible.

o    Balloon payments (a lump sum payment at the end of the contract that settles the debt) can be arranged for approved customers. This enables customers to pay a lower monthly instalment during the term of the agreement.

Goods and Services Tax (GST)

o    Please read tax guidelines

o    From a taxation perspective the customer is treated as having acquired the car from the finance company via a loan at the commencement of the agreement. However, full vehicle title does not pass to the customer until final payment is made.

Chattel Mortgage

With a Chattel Mortgage the customer owns the car. The finance company secure the loan by registering a charge over the auto vehicle.

Benefits to Business

o    Similar to Commercial Hire Purchase given above.

LINKS TO MANUFACTURERS OF POPULAR CARS IN AUSTRALIA

Audi BMW Volvo Mercedes-Benz Saab Lexus
Subaru Honda Mazda Peugeot Mitsubishi Suzuki
Ford Holden Toyota General Motors Volkswagen Nissan
Hyundai Daihatsu Daewoo Daimler Chrysler Isuzu Kia

 

Custom Search