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We offer best car lease deals in Sydney NSW cheaper than most dealers to help you save money, cheap loans for Auto vehicle BMW Ford Daihatsu Mazda Honda Nissan Daewoo Lexus Audi Mercedes Benz Mitsubishi Toyota & other financing options available in Sydney NSW Melbourne VIC Brisbane QLD Canberra ACT Perth WA Adelaide SA Hobart TAS Darwin NT, Contact Experts Today Australia wide

Arranging cheap auto loans and best vehicle lease is what we aim to do.

LINKS TO MANUFACTURERS OF POPULAR CARS IN AUSTRALIA

Audi BMW Volvo Mercedes-Benz Saab Lexus
Subaru Honda Mazda Peugeot Mitsubishi Suzuki
Ford Holden Toyota General Motors Volkswagen Nissan
Hyundai Daihatsu Daewoo Daimler Chrysler Isuzu Kia

Sydney loans staff will attend to Australia wide client needs. A car lease or a auto loan for any purchase from a dealer we will help you. Finance for a motor bike boat or a luxury vehicle Contact Us Today. Also we may consider third party transactions and cash out.

Novated Lease, Car Lease & Salary Packaging

By participating in the fully maintained novated lease program, your monthly lease rental is deducted before PAYG tax and the Medicare Levy resulting in lower income tax, and therefore, a higher net salary.

All operating costs including registration, insurance, fuel and servicing can be included in the monthly rental. Business purpose expenses could be incorporated in your salary package and paid for by your employer on your behalf.

Equipment Loans, Leasing & Rentals

o    EEfficient capital equipment financing and leasing solutions, there are a number of benefits and options we can tailor to suit your individual business needs.

o    Our team of experienced finance professionals are committed to provide a full range of finance solutions via select financial intermediaries.

Commercial Hire Purchase (CHP)

The finance company purchases the car and hires the car to the customer. When the final payment is made, ownership of the car passes to the customer.

Benefits to Business

o    Immediate access to cars without paying for them upfront.

o    100% finance is available for approved customers. Fees, Government Charges, Insurance, Registration and On-Road costs can also be financed into the loan .

o    Repayment terms can be matched to the customer's income.

o    Interest and depreciation are potentially tax deductible.

o    Balloon payments (a lump sum payment at the end of the contract that settles the debt) can be arranged for approved customers. This enables customers to pay a lower monthly instalment during the term of the agreement.

Goods and Services Tax (GST)

o    Please read tax guidelines

o    From a taxation perspective the customer is treated as having acquired the car from the finance company via a loan at the commencement of the agreement. However, full vehicle title does not pass to the customer until final payment is made.

Chattel Mortgage

With a Chattel Mortgage the customer owns the car. The finance company secure the loan by registering a charge over the auto vehicle.

Benefits to Business

o    Similar to Commercial Hire Purchase given above
 
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Loans Lease and Car Finance

Car Leasing Vehicle Leases (Finance Lease)

With a Finance Lease the company finance buy the car and then leases it to the customer. The customer pays a rental to the finance company to use the vehicle. At the end of the agreed rental period there is a value to the vehicle, usually closer to an Auction Price. Finance company may offer to sell the car to the customer at an attractive price based on this Auction Price.

o    The customer does not have any right to purchase the car, finance company may extend this facility (A genuine lease from a taxation perspective is an exception).

o    Maintaining value of the vehicle, customer is responsible. The customer indemnifies the finance company for the residual value at the end of the lease term. Auction value would be much closer to ATO guidelines, will be sufficient to cover the residual value, it is the customer�s responsibility to make up the shortfall.

o    Subject to credit acceptance, finance company may help you with a credit facility to pay residual value and purchase a car.

Benefits to Business

o    Preserve your working capital � Payment not upfront but you have immediate access to vehicle.

o    Easier cash flow management � payment terms to suit customer's income.

o    Won't tie up existing assets � A lease arrangement only, vehicle is owned by the finance company.

o    Tax benefits � Some expenses may qualify tax deductions

Tax Benefits

Depending on a customers individual circumstances an upfront tax deduction may be available to a 'Small Business Tax Payer' , please contact ATO for more details.

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