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Lo doc 85% no BAS no bank
statement mortgage loans still exist, no LMI 70% home
loan we help you, investment, refinance, owner occupied
considered, loan amounts to 2 million dollars 65% LVR,
mortgages to suit you, Contact Experts.
ALWAYS IT IS BETTER TO GET PRIME
HOME LOANS THAN MORE EXPENSIVE NON CONFORMING MORTGAGE
LOAN
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Contact 0422505820
6 months ABN mortgage home
loan 60% LVR, Contact Experts
TRUE LO DOC without BAS or bank statements for new
purchases
Do
You Want 85% Lo Doc Mortgage, no LMI & No BAS? A
special Home Loan from Non Conforming Lenders will help you. You need
business bank statements.
Do You
Want 70% Lo Doc Home Loan, no LMI, No BAS and no Bank Statements at high
mortgage interest rates?
Find out
NO DOC LOAN
70% LVR residential and 60% Commercial
REMEMBER - More risk, higher the interest
rate, but there are lenders for you.
BROKER HELP
-
Clients who need to refinance their current Lo Doc home loans ?
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Clients who require Lo Doc mortgage loans under company / trusts
structures
?
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Clients who need to increase their current low doc home loans from 60%
to 85% ?
-
Clients who need to refinance their investment home mortgage low doc
loans ?
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Clients who only have 6 month old ABN and need a Lo Doc loan up to 85%
LVR ?
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Clients who need cash out with no letter from Accountant / Financial
Planners ?
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Clients who need jumbo Lo Doc loans up to $2.5 million (60% LVR) ?
Interest rates to suit RISK
level
Can your current lender give you the following loans with no BAS
or Bank Statements and some without LMI ? We have low doc mortgage products that
lend 85% LVR without BAS or Bank Statements.
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New purchase 80% lend up to one million dollars
-
Finance owner occupied and investment properties up to 80% LVR - max loan
size $1m
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Loans
owner occupy or investment property up to 75% LVR - max loan size
$1.5m
-
Loan for
owner occupied or investment property up to 70% LVR - max loan size
$1.75m
-
Mortgage
owner occupy or investment properties up to 65% LVR - max loan size
$2m
Remember - Funding to Companies and Trusts is OK.
There are jumbo loans to 10 million dollars, lenders will consider on case
by case basis based on your past performance.
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As at 31/03/2010 following products
were available. Find out current
products please.
| Product
Name: |
Prime Low
Doc |
Low Doc
Plus |
Low Doc
|
| Loan
Purpose |
Purchase & Refinance (incl.
Business) |
Purchase & Refinance (incl.
Business) |
Purchase & Refinance (incl.
Business) |
|
Certification Option |
Low Doc |
Low Doc |
Low Doc |
| Insurance |
LMI |
non insured |
non insured |
| Max LVR &
Loan Amounts |
80% up to $1.0m |
85% up to $1.00m |
85% up to $750K |
|
80% up to $1.20m |
80% up to $1.00m |
|
75% up to $1.50m |
75% up to $1.25m |
|
70% up to $1.75m |
70% up to $1.50m |
|
65% up to $2.00m |
65% up to $1.75m |
| Security
Type |
|
Owner-Occupied |
Yes |
Yes |
Yes |
|
Investment |
Yes |
Yes |
Yes |
|
Construction Option |
No |
No |
No |
| Cash Out /
Equity Release |
Yes |
Yes |
Yes |
| Repayment
Type |
IO up to 5yrs |
IO up to 3yrs |
IO up to 3yrs |
| Loan Term
(yrs) |
<= 30 |
<= 30 |
<= 30 |
| Credit
Impairment |
| Loan
Arrears |
No |
Yes |
No |
| Early
Repayment Fee |
|
Yr 1 |
1.90% |
3.00% |
2.50% |
|
Yr 2 |
1.90% |
3.00% |
2.00% |
|
Yr 3 |
1.90% |
2.00% |
1.50% |
|
Yr 4 |
1.60% |
0.00% |
0.00% |
|
Yr 5 |
1.30% |
0.00% |
0.00% |
|
Verifications |
|
Purchase |
No BAS Statements |
No BAS Statements |
No BAS Statements |
|
Refinance |
BAS Statements |
No BAS Statements |
No BAS Statements |
|
Self-Employed - Low Doc |
Self Certificationof Income;In
business 2 yrswith ABN + GST registration ($75K+) |
Self Certificationof Income;In
business 6 Moths with ABN + GST registration ($75K+) |
Self Certificationof Income;In
business 2 yrswith ABN + GSTregistration ($75K+) |
|
Further Documentation Required for
Refinance |
|
|
|
Bank Statements |
not required |
3 Months Business 1 Month Personal
|
not required |
|
Genuine Savings |
Yes |
not required |
not required |
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SITEMAP
QUESTIONS
PARTNERS |
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