Our lenders offer more than 100 home loan products and many other finance options. 85% LVR low doc mortgage is a very special non conforming loan helping self employed to buy homes. We do offer 95% non genuine savings home loans and car loan for credit impaired customers as well.

WE LIKE TO HEAR YOUR PROBLEM, We wish we could help you choose best cheap home loan, full doc or lo doc. Australian mortgage lenders provide appropriate loans to customers in Sydney NSW Melbourne VIC Brisbane QLD Canberra ACT Adelaide SA Hobart TAS or in Darwin NT.

 
 
 
Banks
  • ANZ

  • Commonwealth Bank

  • National Australia Bank

  • St.George Bank

  • Westpac

  • Bank of Queensland

  • Bank of South Australia

  • Bankwest

  • Citibank

  • ING Bank

  • Suncorp Metway

Other Securitised Lenders
  • RAMS

  • Wizard Home Loans

  • Aussie Home Loans

  • Macquarie Bank

  • Origin

  • Interstar

  • Challenger

 
Non Conforming Lenders
  • Bluestone

  • Liberty

  • Pepper

  • GE

  • Firstmac

  • Collins Securities

WE LIKE TO HEAR WHY YOU WERE NOT APPROVED

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Banks are abide by a uniform code of conduct. Basic regulations are the same for any bank. Within the code, they promote their home loan products and achieve their objectives. One may sell mortgage interest rate 10 cent less than another for one product and recover more from fees & charges.

Non conforming lenders do not abide by some of these regulations. They take higher risk and sell mortgage products with higher interest rates. Yet they could be the best home loans available to you.

When bank say no you may look at other opportunities. Common type of high demand properties are the best securities. Rural acreage small units less than 50 sqm 85% LVR low doc loans 90% bad credit mortgage are a few falling to this category.

A mortgage broker has access to most of lenders whether they are a bank or otherwise. They are EXPERTS in their profession and will be aware where most products exist. Customers who may not have this knowledge may try one or two lenders and may end up with wrong loan.

Lender decide interest rate for each product whether fixed interest rate or variable. This include a portion that is paid to the promoter, a broker for his service. When you go to bank direct probably it become a clean profit to the bank, not a saving to you. Home loan brokers are paid by the lender. Therefore unless under special situation, a broker will not charge fee from you, lender will pay commission to him.

You may find instances when bank / lender cannot help you. An Australian mortgage broker will then take you to a company who could help you.

Check how we could help with your bad credit auto loan, business loans, commercial leasing, refinance, car finance ....

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Bank said NO? contact experts

NON CONFORMING HOME LOANS - Any loan outside normal bank criteria AUSTRALIA WIDE

  • Small city apartment less than 50 Sqm, talk to us

  • Up to 8 units under 1 title

  • New to job and under probation period
  • Serviced apartment

  • Rent buy scheme 

  • Over 80% loans with no LMI
  • 85% Low Doc home loans
  • 97% LVR or 100% home loans ( no deposit mortgage ) where possible

  • One or two paid default credit impaired customers 90% LVR

  • Bad credit customers looking for 85% LVR
  • Discharged bankrupt

  • Part time or casual second job income for service calculator

  • Pensions, bonuses & dividends as income for loan assessment

  • POST CODE restrictions

  • Rural acreage

  • Any Other Reason

 
 
 
 
 

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