Australian Brokers aim to offer best loans, home loan car finance
and commercial mortgages @ cheapest rate. Jumbo rural
property to small unit in NSW VIC SA QLD ACT or another.
Customer must submit all documents required by the lender.
Sydney Mortgage Brokers
intend to offer you best loan @ cheapest cost. Commercial
construction or home refinance, bad credit or low doc, rural
or other bank said no options, cash out refinance or no
genuine savings, we help you to compare and select deals Australia Wide.
WORLDWIDE commercial loans up to 500 million $ we can arrange - mortgage,
purchase, refinance, lease , construction, caveat, true
asset lend
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Please be ready with
following documentation for your loan or scan and attached to
EMAIL (max file size 3MB)List of supporting documents required to
support your home loan � (originals
for each applicant is required for verification &
authentication)
Proof of Identity -
one document out of the 3 listed below
a) Coloured Copy
of Citizen Ship Certificate
b) Coloured
Copy of valid residency status in Australia
c)
Coloured
Copy of Australian Drivers License
Proof of residency
a)
Coloured
Copy of Medicare Card / Credit Card
b)
Proof of residency address � copy of recent Gas / Electricity bill
etc, sent to the current address
Proof of Income
a)
2
years tax return
in addition 3
Pay slips each covering 3 consecutive pay periods not older than 6
weeks that has Year To Date earnings & letter from employer confirming length of
employment for Full Doc Loans
Self
employed ABN older than 2 Years for Lo Doc Loans, Tax Agent
confirmation of business income, business /private bank statements and a self certification of income confirming
ability to repay loan. There are 6 months ABN loan @ higher interest rates, some
without BAS.
Proof of Security
a)
Contract for sale exchange with title search (dated & signed by
Vendor) for a new purchase
b)
Last 12 months bank statements with last Council Rate Notice for a refinance
(each property)
c)
6 months rental statements for investment property or Real Estate agent
confirmation of proposed rental
Confirmation
of Savings/Assets/Liabilities
Copies of bank
statements (3 months) confirming genuine savings for a new loan. Also a copy of
redundancy payment details or any other relevant papers, if lump-sum income
received.
Refinance
loans will rely on your past loan repayment history. Any other valid document
for other type of income.
Defaults & Bad Credit (if
applicable) Confirm in writing what has been recorded and current status of
default.
Commercial loans will need a BUSINESS CASE.
*Bank
requirements are different from one to another. We will let you know if we
need any further documentation when we come to lodge your application.
N C C P
required you to answer a set
of questions confirming your ability to repay loans.
It applies only to all home mortgages.
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